CAPITEC BANK HOLDINGS LIMITED - Dealings In Securities By a Director and a Prescribed Officer

Dealings In Securities By a Director and a Prescribed Officer

CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861

DEALINGS IN SECURITIES BY A DIRECTOR AND A PRESCRIBED OFFICER

In compliance with the JSE Listings Requirements, the following
information relating to the dealings in securities by a director
and prescribed officer is disclosed:

1.
NAME OF DIRECTOR                    GR Lee

COMPANY OF WHICH HE IS A DIRECTOR   Capitec Bank Holdings Limited

EXECUTIVE / NON-EXECUTIVE           Executive

NATURE OF TRANSACTIONS              Exercise of options through a
                                    combination of cash and equity
                                    settlement
                                    (off-market transaction)

TYPE OF SECURITIES                  Options to acquire ordinary
                                    shares

CLASS OF SECURITIES                 Ordinary

DATE OF TRANSACTION                 29 April 2026            (1) – (4)

NUMBER OF OPTIONS EXERCISED         1 555                           (1)
                                      984                           (2)
                                      755                           (3)
                                    1 945                           (4)

NUMBER OF ORDINARY SHARES           1 340                           (1)
ACQUIRED AS A RESULT OF CASH AND      747                           (2)
EQUITY SETTLEMENT                     448                           (3)
                                    1 269                           (4)

OPTION STRIKE PRICE (RAND)          R    973.05                     (1)
                                    R1   392.19                     (2)
                                    R2   067.19                     (3)
                                    R1   828.19                     (4)

STRIKE DATE OF OPTIONS               8   April    2026              (1)
                                    12   April    2026              (2)
                                    23   April    2026              (3)
                                    21   April    2026              (4)

PERIOD OF EXERCISE                  Participants have a nine-month
                                    period from the strike date
                                    during which options can be
                                    exercised

NATURE AND EXTENT OF THE            Direct, beneficial
DIRECTOR'S INTEREST IN THE
TRANSACTION

2.
NAME OF PRESCRIBED OFFICER          K Kumbier

COMPANY OF WHICH HE IS A            Capitec Bank Holdings Limited
PRESCRIBED OFFICER

NATURE OF TRANSACTION               Exercise of options through net
                                    equity settlement
                                   (off-market transaction)

TYPE OF SECURITIES                  Options to acquire ordinary
                                    shares

CLASS OF SECURITIES                 Ordinary

DATE OF TRANSACTION                 29 April 2026             (1) – (5)

NUMBER OF OPTIONS EXERCISED         2   207                         (1)
                                    1   889                         (2)
                                    1   414                         (3)
                                    1   497                         (4)
                                    2   093                         (5)

NUMBER OF ORDINARY SHARES           842                             (1)
ACQUIRED AS A RESULT OF NET         814                             (2)
EQUITY SETTLEMENT                   536                             (3)
                                    444                             (4)
                                    682                             (5)

OPTION STRIKE PRICE (RAND)          R1   374.59                     (1)
                                    R    973.05                     (2)
                                    R1   392.19                     (3)
                                    R2   067.19                     (4)
                                    R1   828.19                     (5)

STRIKE DATE OF OPTIONS              1   November 2025               (1)
                                    8   April 2026                  (2)
                                   12   April 2026                  (3)
                                   23   April 2026                  (4)
                                   21   April 2026                  (5)


PERIOD OF EXERCISE                  Participants have a nine-month
                                    period from the strike date
                                    during which options can be
                                    exercised

NATURE AND EXTENT OF THE            Direct, beneficial
PRESCRIBED OFFICER'S INTEREST IN
THE TRANSACTION

Clearance to deal in the securities by the director and prescribed
officer was obtained in accordance with the JSE Listings
Requirements.


4 May 2026
Stellenbosch

Sponsor
PSG Capital

Date: 04-05-2026 04:10:00
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