CAPITEC BANK HOLDINGS LIMITED - Dealing in securities by a director

Dealing in securities by a director

CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861

DEALING IN SECURITIES BY A DIRECTOR

In compliance with the JSE Listings Requirements, the following
information relating to the dealing in securities by a director is
disclosed:

NAME OF DIRECTOR                G Lee

COMPANY OF WHICH HE IS A        Capitec Bank Holdings Limited
DIRECTOR

EXECUTIVE/NON-EXECUTIVE         Executive

NATURE OF TRANSACTIONS          Exercise of options through a
                                combination of cash and equity
                                settlement
                                (off-market transaction)

TYPE OF SECURITIES              Options to acquire ordinary
                                shares

CLASS OF SECURITIES             Ordinary

DATE OF TRANSACTION             15 July 2026

NUMBER OF OPTIONS EXERCISED     139

NUMBER OF ORDINARY SHARES       84
ACQUIRED AS A RESULT OF CASH
AND EQUITY SETTLEMENT

OPTION STRIKE PRICE (RAND)      R2 106.13

STRIKE DATE OF OPTIONS          1 July 2026

PERIOD OF EXERCISE              Participants have a nine-month
                                period from the strike date
                                during which options can be
                                exercised

NATURE AND EXTENT OF THE        Direct, beneficial
DIRECTOR'S INTEREST IN THE
TRANSACTION

Clearance to deal in the securities by the director was obtained in
accordance with the JSE Listings Requirements.


17 July 2026
Stellenbosch

Sponsor
PSG Capital

Date: 17-07-2026 10:30:00
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