RFG HOLDINGS LIMITED - Availability of integrated annual report and notice of annual general meeting

Availability of integrated annual report and notice of annual general meeting

RFG HOLDINGS LIMITED
(Incorporated in the Republic of South Africa)
(Registration number 2012/074392/06)
Share code: RFG
ISIN: ZAE000191979
("RFG" or "the Group")

AVAILABILITY OF INTEGRATED ANNUAL REPORT AND NOTICE OF ANNUAL GENERAL MEETING

Availability of Integrated Annual Report

RFG's Integrated Annual Report for the year ended 28 September 2025, incorporating the notice of Annual General Meeting, has today been published on the
Group's website (refer to link below).

The annual financial statements have previously been made available via the JSE cloudlink and RFG's website (refer to links below).

RFG's weblink to 2025 integrated annual report                      https://www.rfg.com/app/uploads/2025/12/RFG_Integrated_Report_2025.pdf
RFG's weblink to 2025 annual financial statements                   https://rfg.com/app/uploads/2025/12/Annual-Financial-Statements-2025.pdf
JSE cloudlink to 2025 annual financial statements                   https://senspdf.jse.co.za/documents/2025/jse/isse/RFG/FY2025.pdf

Any investment decisions should be based on the annual financial statements as the information in this announcement does not provide all of the details.

Notice of Annual General Meeting

Notice is hereby given that the Annual General Meeting of RFG shareholders will be held entirely through electronic participation at 09:00 on Wednesday, 18 March
2026 to transact the business as stated in the notice of Annual General Meeting forming part of the Integrated Annual Report. The notice of Annual General Meeting
was distributed to shareholders today, 12 December 2025.

The salient details of the annual general meeting are as follows:

 Record date to determine which shareholders are entitled to receive the                                                  Friday, 5 December 2025
 notice of meeting
 Publication/posting date                                                                                                Friday, 12 December 2025
 Last day to trade to determine eligible shareholders that may attend, speak                                               Tuesday, 10 March 2026
 and vote at the meeting
 Record date to determine eligible shareholders that may attend, speak and                                                  Friday, 13 March 2026
 vote at the meeting
 Meeting deadline date (for administrative purposes, forms of proxy for the                                        09:00 on Monday, 16 March 2026
 meeting to be lodged)^
 Meeting date                                                                                                   09:00 on Wednesday, 18 March 2026
 Publication of annual general meeting results                                                                           Wednesday, 18 March 2026

^any proxies not lodged by this time must be handed to the chairperson of the annual general meeting immediately prior to such proxy exercising his/her right
 to vote at the annual general meeting.

Groot Drakenstein
12 December 2025

Sponsor
Rand Merchant Bank (A division of FirstRand Bank Limited)

Date: 12-12-2025 04:40:00
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