FIRSTRAND BANK LIMITED - FRS471 FRS472 - Listing of New Financial Instruments

FRS471 FRS472 - Listing of New Financial Instruments

FirstRand Bank Limited
(Incorporated in the Republic of South Africa)
(Registration number: 1929/001225/06)
Issuer code: FRII
LEI: ZAYQDKTCATIXF9OQY690
Bond code: FRS471       ISIN: ZAG000229923
Bond code: FRS472       ISIN: ZAG000229865
(FRB)

LISTING OF NEW FINANCIAL INSTRUMENTS

The JSE has granted FRB the listings of its FRS471 and FRS472 unsecured structured notes, in terms of its note programme (the
programme) dated 29 November 2011, as amended or supplemented from time to time, effective 28 October 2026.

Type of debt security:                           Single index and currency linked notes

Debt security code:                              FRS471
ISIN:                                            ZAG000229923
Nominal issued:                                  R160 000 000.00
Last day to register:                            By 17:00 on 23 October 2031
Books close:                                     24 October 2031
Maturity date:                                   28 October 2031, as adjusted in accordance with the applicable business day convention,
                                                 as specified in the pricing supplement
Final maturity amount:                           An amount in ZAR determined and calculated by the calculation agent equal to the index
                                                 linked redemption amount:
                                                 ILRA = ANA * ((FIL / IIL) + ARA * DC) * (FXFVD/FXFSD), all definitions used in this
                                                 calculation are as per the pricing supplement

Debt security code:                              FRS472
ISIN:                                            ZAG000229865
Nominal issued:                                  R55 000 000.00
Last day to register:                            By 17:00 on 23 October 2031
Books close:                                     24 October 2031
Maturity date:                                   28 October 2031, as adjusted in accordance with the applicable business day convention,
                                                 as specified in the pricing supplement
Final maturity amount:                           An amount in ZAR determined and calculated by the calculation agent equal to the index
                                                 linked redemption amount:
                                                 ILRA = ANA * ((FIL / IIL) + ARA * DC) * (FXFVD/FXFSD), all definitions used in this
                                                 calculation are as per the pricing supplement

THE BELOW SECTION IS APPLICABLE TO THE FRS471 AND FRS472 NOTES ABOVE:

Issue date:                                      28 October 2026
Issue price:                                     100% of par
Business day convention:                         Following business day
Summary of additional terms:                     In addition to the terms and conditions contained in the programme, please refer to the
                                                 redemption/payment basis, the early redemption at the option of the issuer, the final and
                                                 early redemption amounts, the any conditions additional to, or modified from, those set
                                                 forth in the terms and conditions and the FX disruption provisions contained in the pricing
                                                 supplements
Programme amount:                                R90 000 000 000.00
Total notes in issue under programme:            R65 330 450 470.54 as at the signature date of the FRS472 pricing supplement
Dealer:                                          FirstRand Bank Limited, acting through its Rand Merchant Bank division

26 October 2026

Debt sponsor
FirstRand Bank Limited
Date: 26/10/2026 11:20:00
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