FRII - Interest Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRB22 ISIN: ZAG000141219 Bond Code: FRBI23 ISIN: ZAG000076498 Bond Code: FRBI33 ISIN: ZAG000079245 Bond Code: FRC339 ISIN: ZAG000168626 Bond Code: FRJ22 ISIN: ZAG000142498 Bond Code: FRS109 ISIN: ZAG000113564 Bond Code: FRS112 ISIN: ZAG000115395 Bond Code: FRS120 ISIN: ZAG000119298 Bond Code: FRS121 ISIN: ZAG000120643 Bond Code: FRS123 ISIN: ZAG000121328 Bond Code: FRS132 ISIN: ZAG000126194 Bond Code: FRS138 ISIN: ZAG000127556 Bond Code: FRS36 ISIN: ZAG000077397 Bond Code: FRS37 ISIN: ZAG000077793 Bond Code: FRS43 ISIN: ZAG000078643 Bond Code: FRS90 ISIN: ZAG000106410 Bond Code: FRS218 ISIN: ZAG000168527 (FRB) INTEREST PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payments due 7 December 2021: Bond code: FRBI23 ISIN: ZAG000076498 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 122.35806452 Base CPI: 41.1724702669556 Interest amount due: ZAR 143 026 420.44 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRBI33 ISIN: ZAG000079245 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.6234559755797 Interest amount due: ZAR 73 393 974.68 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRC339 ISIN: ZAG000168626 Coupon: 5.167% Interest amount due: ZAR 1 341 350.27 Interest period: 7 September 2021 to 6 December 2021 Date convention: Modified Following Business Day Bond code: FRJ22 ISIN: ZAG000142498 Coupon: 5.217% Interest amount due: ZAR 54 212 205.37 Interest period: 7 September 2021 to 6 December 2021 Date convention: Following Business Day Bond code: FRS109 ISIN: ZAG000113564 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.6234559755797 Interest amount due: ZAR 607 720.53 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS112 ISIN: ZAG000115395 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.62345598 Interest amount due: ZAR 2 951 785.45 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS120 ISIN: ZAG000119298 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.62345598 Interest amount due: ZAR 217 043.05 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS121 ISIN: ZAG000120643 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.6234559755797 Interest amount due: ZAR 534 359.98 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS123 ISIN: ZAG000121328 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.62345598 Interest amount due: ZAR 6 077 205.22 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS132 ISIN: ZAG000126194 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.6234559755797 Interest amount due: ZAR 434 086.09 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS138 ISIN: ZAG000127556 Annualised interest rate: 3.450% Interest rate for the period: 1.725% Reference CPI: 122.35806452 Base CPI: 48.6234559755797 Interest amount due: ZAR 5 545 449.80 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS36 ISIN: ZAG000077397 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 122.35806452 Base CPI: 41.1724702669556 Interest amount due: ZAR 3 097 402.01 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS37 ISIN: ZAG000077793 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 122.35806452 Base CPI: 41.17247027 Interest amount due: ZAR 16 426 855.06 Date Convention: Modified Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS43 ISIN: ZAG000078643 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 122.35806452 Base CPI: 41.17247027 Interest amount due: ZAR 3 350 751.53 Date Convention: Modified Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS90 ISIN: ZAG000106410 Annualised interest rate: 5.500% Interest rate for the period: 2.750% Reference CPI: 122.35806452 Base CPI: 41.1724702669556 Interest amount due: ZAR 24 517.69 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Payment date: 7 December2021 Noteholders are advised of the following interest payment due 8 December 2021: Bond code: FRB22 ISIN: ZAG000141219 Coupon: 7.567% Interest amount due: ZAR 23 582 089.04 Interest period: 8 September 2021 to 7 December 2021 Bond code: FRS218 ISIN: ZAG000168527 Annualised interest rate: 4.50% Interest rate for the period: 2.25% Applicable formula: ANA * FC * DC * (FXFID/FXFSD), all definitions used in this calculation are as per the pricing supplement, with FXFID being 15.8646 Interest amount due: ZAR 3 390 337.29 URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date convention: Following Business Day Payment date: 8 December 2021 2 December 2021 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 02-12-2021 08:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.