New Financial Instrument Listing Announcement - CLN731 The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “CLN731” Stock Code: CLN731 ISIN Code: ZAG000172941 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – CLN731 Senior Unsecured Fixed Rate Credit Linked Notes due 31 January 2037 - sponsored by The Standard Bank of South Africa Limited (acting through its Corporate and Investment Banking Division), under its Structured Note Programme. Authorised Programme size ZAR60,000,000,000 Total notes issued (including current issue) ZAR48,397,773,271.83. Full Note details are as follows: Issue Date: 26 November 2020 Nominal Issued: ZAR40,000,000 Coupon Rate: 8.5%, as per the Applicable Pricing Supplement Coupon Indicator: Fixed Interest Determination Dates: Each 31 January and 31 July of each year until the Maturity Date, with the first Interest Rate Determination Date being the Interest Commencement Date Trade Type: Price Issue Price: 85.45105% Maturity Date: 31 January 2037 Interest Commencement Date: 31 July 2020 First Interest Payment Date: 31 January 2021 Interest Payment Dates: Each 31 January and 31 July of each year until the Maturity Date Business Day Convention: Following Business Day Books Close: Each 26 January and 26 July until the applicable Interest Payment Date Last day to register: 17h00 on 25 January and 25 July of each year, until the Maturity Date, or if such day is not a Business Day, the Business Day before each books closed period Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 25 November 2020 Sponsor – The Standard Bank of South Africa Limited For further information on the Notes issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za Date: 25-11-2020 11:07:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.