BNP PARIBAS PERSONAL FINANCE SOUTH AFRICA LIMITED - RCS03 and RCS04 - New Listing Notification

RCS03 and RCS04 - New Listing Notification

BNP Paribas Personal Finance South Africa Limited
(Incorporated in the Republic of South Africa)
(Registration No. 2000/017884/06)
Company code: RCSI
("BNPP PF South Africa" or the "Issuer")

New Listing Notification: RCS03 and RCS04

The JSE Limited has granted the listings to BNPP PF South Africa on the Interest Rate Market under its
ZAR10,000,000,000 Domestic Medium Term Note Programme with effect from 18 November 2025.

Total notes in issue (excluding these issuances)         R5 645 000 000.00


INSTRUMENT TYPE:                       FLOATING RATE NOTE


Bond Code                              RCS03
Nominal Issued                         R 142 000 000.00
Issue Price                            100%
Coupon                                 3 Month JIBAR as at 13 November 2025 plus 115 bps
Coupon Rate Indicator                  Floating
Trade Type                             Price
Maturity Date                          18 November 2026
Books Close Date                       13 February 2026 to 17 February 2026, 13 May 2026 to 17
                                       May 2026, 13 August 2026 to 17 May 2026 and from 13
                                       November 2026 to 17 November 2026
Interest Payment Date(s)               18 February 2026, 18 May 2026, 18 August 2026, 18
                                       November 2026
Last Day to Register                   By 17:00 on 12 November 2026, 12 May 2026, 12 August 2026
                                       and 12 November 2026
Issue Date                             18 November 2025
Date Convention                        Following
Interest Commencement Date             18 November 2025
First Interest Payment Date            18 February 2026
ISIN No.                               ZAG000220948
Additional Information                 Senior Unsecured



INSTRUMENT TYPE:                       FLOATING RATE NOTE


Bond Code                              RCS04
Nominal Issued                         R 360 000 000.00
Issue Price                            100%
Coupon                                 3 Month JIBAR as at 13 November 2025 plus 150 bps
Coupon Rate Indicator                  Floating
Trade Type                             Price
Maturity Date                          18 November 2028
Books Close Date                       13 February to 17 February, 13 May to 17 May, 13 August to
                                       17 August and from 13 November to 17 November
Interest Payment Date(s)               18 February, 18 May, 18 August, 18 November
Last Day to Register                   By 17:00 on 12 February, 12 May, 12 August and 12
                                       November
Issue Date                             18 November 2025
Date Convention                        Following
Interest Commencement Date             18 November 2025
First Interest Payment Date            18 February 2025
ISIN No.                               ZAG000220922
Additional Information                 Senior Unsecured


17 November 2025

Debt Sponsor
The Standard Bank of South Africa Limited


With a footprint in 63 countries and territories and 183,000 employees, BNP Paribas is positioned
as the leading bank in the European Union as measured by balance sheet assets.

The BNP Paribas group, through its wholly owned subsidiary BNP Paribas Personal Finance, acquired
100% of BNP Paribas Personal Finance South Africa Limited (formerly, RCS Investment Holdings
Limited) in August 2014.

BNPP PF South Africa is a consumer finance business predominantly based in South Africa,
celebrating its 25 year anniversary.

Date: 17-11-2025 11:20:00
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