Dealings in Securities By A Director And Prescribed Officer CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALINGS IN SECURITIES BY A DIRECTOR AND PRESCRIBED OFFICER In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealings in securities by a director and prescribed officer are disclosed: 1. NAME OF DIRECTOR NS Mashiya COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited DIRECTOR STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTION Exercise of options through net equity settlement (off-market transaction) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 27 November 2020 NUMBER OF OPTIONS EXERCISED 8 875 NUMBER OF ORDINARY SHARES 2 892 ACQUIRED AS A RESULT OF NET EQUITY SETTLEMENT OPTION STRIKE PRICE (RAND) R539.88 STRIKE DATE OF OPTIONS 2 November 2020 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE Direct, beneficial DIRECTOR’S INTEREST IN THE TRANSACTION 2. NAME OF PRESCRIBED OFFICER F Viviers COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited PRESCRIBED OFFICER NATURE OF TRANSACTION Exercise of options through a combination of cash payment and financing with a term of 6 years and 6 months from the date of grant of the options (off-market transaction) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 3 December 2020 NUMBER OF OPTIONS EXERCISED 2 603 OPTION STRIKE PRICE (RAND) R576.29 STRIKE DATE OF OPTIONS 27 June 2020 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE Direct, beneficial PRESCRIBED OFFICER’S INTEREST IN THE TRANSACTION Clearance to deal in the securities by the director and prescribed officer were obtained in accordance with paragraphs 3.66 of the JSE Limited Listings Requirements. 3 December 2020 Stellenbosch Sponsor PSG Capital Date: 03-12-2020 04:30:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.